What sets the fee
- Account size: larger accounts cost more, though not proportionally.
- Challenge type: one-step and instant funding cost more than two-step for the same size.
- Rule generosity: looser limits and higher splits cost more.
- Add-ons: weekend holding, news trading, higher splits and faster payouts are often sold separately.
Typical ranges
| Account size | Two-step | One-step | Instant |
|---|---|---|---|
| 10,000 dollars | 80 to 160 dollars | 100 to 200 dollars | 200 to 400 dollars |
| 50,000 dollars | 250 to 400 dollars | 300 to 500 dollars | 600 to 1,200 dollars |
| 100,000 dollars | 450 to 600 dollars | 500 to 800 dollars | 1,000 to 2,000 dollars |
| 200,000 dollars | 900 to 1,100 dollars | 1,000 to 1,500 dollars | Rarely offered |
Futures firms price differently, as a monthly subscription of roughly 50 to 350 dollars depending on size, which continues until you pass or cancel.
Refunds, resets and discounts
Many two-step firms refund the fee with the first payout, which makes a pass free. Almost none refund a failure. A reset restarts a failed attempt for less than a new fee. Discounts of 10 to 30 percent are routine and larger ones appear around holidays and anniversaries; paying full price is unnecessary.
Budgeting
Decide the total you will spend on attempts before the first, in money you can afford to lose. Start with the smallest account worth passing, since the rules are the same and the fee is not. Stop after a set number of failures and return to the demo. A trader who buys a 500-dollar challenge monthly for a year has spent a real trading account on fees.
Current prop firm discounts on FrugalFX
Trading forex, CFDs and other leveraged products carries a high risk of losing money. This guide is general education, not advice.