Typical splits
| Firm type | Starting split | Path upwards |
|---|---|---|
| Forex two-step firms | 80 percent | To 90 percent with scaling or after several payouts |
| Forex one-step firms | 70 to 80 percent | To 90 or 95 percent, sometimes as a paid add-on |
| Futures firms | 90 percent, or 100 percent of the first few thousand | Usually fixed |
| Instant funding | 50 to 70 percent | Rises after a profit threshold |
How it is applied
At payout, the firm calculates profit since the last payout, applies the split and pays your share. The account usually resets to its starting balance afterwards, so unpaid profit is either withdrawn or lost as cushion. That is why taking every payout is nearly always right.
What changes the split
- Add-ons: paying more at purchase for a higher split from the start.
- Scaling: a higher split as the account grows.
- Penalties: some firms reduce the split for rule breaches short of a breach.
- Instant funding thresholds: a low split until a set profit is reached.
Split versus terms
A 90 percent split with monthly payouts, a 30-day first-payout wait and a cap per period can be worth less than an 80 percent split paid every two weeks with no cap. Compare the split together with frequency, minimums, caps and review time, and weight the firm's payout record above all of them.
Compare splits and payout terms
Trading forex, CFDs and other leveraged products carries a high risk of losing money. This guide is general education, not advice.